B2B Travel · Fintech · International Growth

Where distribution strategy meets financial intelligence

25 years at the intersection of B2B travel and payments. I help companies grow internationally, distribute smarter, and make their financial layer a competitive weapon — not just an operational cost.

25+
Years in B2B travel & fintech
123%
Active client growth delivered
20
People led across EMEA, Asia & Americas
€2B
Transaction volume managed
B2B Distribution EMEA GTM Payments & Fintech Cost Efficiency Bedbanks · OTAs · TMCs API Connectivity

About

Anna Igual Llobet

"Distribution and fintech are converging — the companies that get there first will define the next decade of B2B travel."

I'm a senior commercial leader with over 25 years building and scaling B2B businesses at the intersection of travel distribution and fintech. At C-suite level — as CCO and CDO of leading travel technology companies — I ran P&L at board level, built international teams, and translated market complexity into structured commercial growth.

My career spans over a decade of deep operational exposure to the full travel distribution stack — from bedbank economics to XML/API connectivity, from OTA dynamics to enterprise key account management across EMEA, Asia, and the Americas. More recently, hands-on work in regulated fintech and payment infrastructure added a second, equally fluent dimension to my practice.

My differentiator is rare: I speak both languages fluently. I understand how distribution decisions affect payment flows, how payment infrastructure shapes commercial margins, and how the two layers — too often managed in silos — can become a single, powerful growth lever.

The AI360 Advisory thesis

"Real value emerges when distribution, product, and finance work as one. The loop only closes when the financial layer becomes a strategic commercial lever — not just an operational necessity."

This is the insight behind every engagement.

Services

Two areas. One strategic vision.

Each engagement is different. What stays constant is the approach: sharp diagnosis, practical recommendations, and direct involvement in execution when it matters.

01
🌍

B2B Travel Distribution & International Sales

Market Expansion · Revenue Growth · GTM Strategy

Whether you're a bedbank, OTA, connectivity platform, or hotel group trying to scale internationally, I help you build the commercial architecture that actually works — from market entry to enterprise key account strategy.

  • International GTM design and execution (EMEA, Asia, Americas)
  • Distribution channel strategy — OTAs, TMCs, DMCs, wholesalers
  • API/XML connectivity — commercial and operational alignment
  • Sales team structure, KPIs, and performance frameworks
  • Key account development and strategic partnership negotiation
  • Market entry for new geographies with no prior presence
  • Commercial funnel redesign — from reactive inbound to structured pipeline
02
💳

Payments, Fintech & Margin Optimisation

Cost Efficiency · Payment Strategy · Fintech Selection

Most travel companies overpay for payments and underuse their financial infrastructure. I help you understand your actual costs, identify the right fintech partners, and turn your payment layer into a source of competitive advantage and margin recovery.

  • Payment cost audit — mapping what you actually pay across all flows
  • Fintech vendor selection — B2B travel-specific criteria and negotiation
  • Virtual card (VCC) and eWallet strategy for travel buyers and suppliers
  • Invoice financing and factoring — improving liquidity without adding workload
  • Finance-sales alignment — closing the gap between commercial and financial teams
  • Regulated payment infrastructure — compliance, KYC, onboarding frameworks
  • FX exposure assessment and cost reduction roadmap

Who I work with

Built for B2B travel businesses that want to grow — or grow smarter.

🏨

Bedbanks & Wholesalers

Distribution strategy, supplier relationships, buyer network expansion across key markets.

🔗

Connectivity Platforms

Commercial GTM for API/XML providers targeting OTAs, TMCs, and hotel chains internationally.

✈️

OTAs & Travel Marketplaces

Revenue growth, sales organisation design, and payment cost optimisation for online travel.

💼

TMCs & Corporate Travel

Partner acquisition, fintech integration, and cost-efficiency strategy for managed travel.

💳

Fintech & Payment Providers

Go-to-market into B2B travel — sector knowledge, key account access, and commercial structure.

🏢

Hotel Groups & DMCs

Distribution channel optimisation, payment terms negotiation, and margin recovery.

Ecosystems and market segments I know deeply

Bedbanks & Wholesalers B2B Connectivity Platforms OTAs & Marketplaces TMCs & Corporate Travel Regulated Fintech Hotel Groups & DMCs XML/API Distribution EMEA · Asia · Americas

How it works

Straight to the point. No overhead.

I work directly with founders, CEOs, and commercial leaders. Every engagement starts with a clear diagnostic and ends with something you can act on.

01

Discovery call

30 minutes to understand your situation, your goals, and where the real problem sits — not the symptom.

02

Diagnostic

Sharp assessment of your commercial model, distribution structure, or payment flows. Where the gaps are and what they cost you.

03

Roadmap

A clear, prioritised action plan. Not a 60-page report — a working document that drives decisions.

04

Execution support

Hands-on involvement when needed. Introductions, negotiations, team alignment, partner conversations.

Contact

Let's talk.

If you're thinking about international expansion, distribution strategy, or making your payment infrastructure work harder — I'd like to hear what you're dealing with.

📍 Barcelona & Palma de Mallorca, Spain

Working languages: English · Spanish · French · Catalan

Available for projects across Europe, Middle East, and Asia.

Send a message

Tell me briefly what you're working on. I'll come back to you within 24 hours.